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Not Just Two Lousy DBS Letters
This was never just about two lousy DBS letters . Still, they played a pivotal role in what unfolded, becoming the starting point for a sequence of events that would prove far more complex, and far more revealing, than I could have imagined. Taken together, the events raise broader questions about whether the mechanisms designed to ensure transparency, accountability, and the rule of law in Singapore are operating as intended. Ultimately, the question is whether the safegua
Julie O'Connor
Mar 186 min read


Two Lousy Letters, a House of Cards, and a System Tested
When Two Bank Letters Tested Governance In 2013, during my own inquiries into what appeared to be a conspiracy to defraud my husband, I encountered two letters said to have been issued by DBS, Singapore’s government-linked bank. Dated 30 July and 11 September respectively, they immediately stood out as problematic. My unease was instinctive, even before any technical analysis, something about the letters simply did not sit right. Even our lawyer remarked on them as soon as t
Julie O'Connor
Feb 96 min read


Bought, Buried, and Ignored
9 February 2026 Dear Prime Minister Wong, Let me be unequivocally clear. Any complaints which I have raised, which might leave individuals within PAP, or government-linked institutions, including DBS, the Attorney-General’s Chambers, or the Ministry of Law conflicted, have not arisen from anything I did or failed to do. They arose from pre-existing professional and institutional relationships over which I had no influence or control. I have raised substantiated concerns. Rath
Julie O'Connor
Feb 96 min read


The Scrutiny Gap: Who Decides Who’s Accountable?
Imagine two cases of equal seriousness landing on the same desk. One is pursued with relentless scrutiny. The other is quietly set aside, because the person involved has the “right” connections. That disparity would do more to destroy public trust than the alleged wrongdoing ever could. The question is whether this scenario is hypothetical in Singapore? Even if the 'perception' is that accountability depends on who you are rather than what you have done, what message would th
Julie O'Connor
Jan 164 min read


If You Never Lift the Rug, It’s Easy to Claim the Floor is Clean.
30 April 2025 “When a mistake is made, just come clean. Don’t cover it up.” ~ Minister Vivian Balakrishnan Dear Prime Minister Lawrence...
Julie O'Connor
Apr 30, 20259 min read

